Your commission in your hands.
We help Singapore’s property agents like you take control of your earnings.
PropNex Agents ERA Agents SRI Agents Huttons Agents

No one likes waiting to get paid.
We save you months of waiting.

Get your commission instantly.
Request an advance on your commissions and receive your LyteMoney in 1 business day, deposited directly into your bank account

See your LyteMoney
Your withdrawable commissions are displayed as LyteMoney on our easy–to-use app.

No interest or hidden fees
Pay a one-time processing fee each time you withdraw your LyteMoney, which will always be shown to you upfront.

Rest assured, the risk is on us
Make a withdrawal and its yours! No clawbacks, LytePay is not a loan.
LytePay has processed more than $60m of income for real estate agents and we’re just getting started.

“For us as agents, our commissions sometimes take 6-9 months to come in. LytePay helps us advance our commissions at a very low rate to put back into our marketing and move on quickly from our closed sales.”
Jeffrey Lee, Property Agent
Reg. No.: R048190H

“LytePay has helped me grow my business by giving me easy access to my outstanding commission instead of waiting for months. With LyteMoney I like that it’s instant and I can use it any time I want”
Joanna Xu , Property Agent
Reg. No.: R057672J

“Lytepay has helped many new and young agents with cash flow. We benefit greatly from getting our commissions earlier to re-invest into prospecting. This allows us to grow our real estate business in a much faster way. Lytepay is very easy-to-use, and pay-outs are so fast.”
Alfred Ng, Property Agent
Reg. No.: R027266G
Unlock your money’s potential to reach your business and life goals

Increase sales
A nicely furnished home helps prospective buyers and renters imagine a beautiful life. Use your LyteMoney to stage your units for faster rentals and sales!

Focus on sales
Hate paperwork? If selling is your strong suit, invest your LyteMoney on a personal assistant and free up more time to bring in the sales

Time off
Need a short-getaway? Use your LyteMoney to book that dream vacation (or staycation in today’s context)!
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Frequently asked questions
Is this a loan?
No, this is not a loan. LytePay provides the service of advancing your commission and charges a single processing fee charge per advance. There will never be interest charges to your advance requests.
How do I sign-up?
Visit https://web.lytepay.co/register to sign-up for free with your email address.
How to apply for advance commission? What is the process?
You can register for free at LytePay, and will be asked to verify your identity with your mobile number, email, and CEA number. If your property agency is a client of LytePay, you will be able to able to request for instant payment (ie. commission advance).
If you are an ERA or PropNex agents: You will be able to request for your LyteMoney and get it within 1 business day.
If you are an agent from SRI, Huttons or Knight Frank: Your request will be reviewed within 3-5 business days. After approval, you will still have a choice to accept or decline it. You will receive your commission advance 1-2 business days after you accept it.
Is there a maximum or minimum amount I can advance?
If you are an ERA or PropNex agent: In most instances, you may advance up to $200,000 of your net commissions per transaction. There is a minimum of $500 per transaction
If you are an agent from SRI, Huttons or Knight Frank: You can request up to 80% of your net commission per transaction.
What’s your processing fee?
If you are an ERA or PropNex agent: We charge a flat fee of 3.5% per cashout.
If you are an agent from SRI, Huttons or Knight Frank: We charge a one-time fee that is dynamically calculated. The fee will be clearly displayed on your request form before you submit your request.
What’s the repayment process?
Whenever your commissions eventually get paid to your agency, they will deduct the amount you have advanced from LytePay before directly transferring the remainder to you. It’s seamless, and you will never have to remember to do anything yourself.
Is LytePay licensed?
LytePay Pte Ltd is a Major Payment Institution licensed by the Monetary Authority of Singapore (MAS) under the Payment Services Act to provide (i) account issuance service; (ii) domestic money transfer service; and (iii) cross-border money transfer service. Please note that this does not mean you will be able to recover all the money you paid to if LytePay’s business fails.
Are there any other terms and conditions that I should be aware of?
You may refer to our Policy Centre at https://www.lyteventures.com/legal/ to find out more.

Based in Singapore, Lyte Ventures provides financing solutions to freelancers and SMEs around the world. Driven by the desire to empower individuals and businesses alike, Lyte Ventures is committed to create opportunities for everyone through our digital platforms. We hold fast to integrity, empathy, and being future-proof in our strategy, design, and innovation.
Learn more about Lyte Ventures