LytePay for ERA Singapore

Get paid now from your outstanding commissions.

No more waiting to get paid from your delayed commissions. Activate your LytePay account now to check how much you can cash out from your outstanding commissions*.

Get paid today How it works

*projects, resales, tagger fees, incentives

Licensed by MAS
$48M+
Income processed
Thousands+
Property agents served
8.8
Net Promoter Score

“For us as agents, our commissions sometimes take 6-9 months to come in. LytePay helps us advance our commissions at a very low rate to put back into our marketing and move on quickly from our closed sales.”

Jeffrey Lee, Property Agent
Reg. No.: R048190H

“LytePay has helped me grow my business by giving me easy access to my outstanding commission instead of waiting for months. With LyteMoney I like that it’s instant and I can use it any time I want”

Joanna Xu , Property Agent
Reg. No.: R057672J

“LytePay was useful in allowing me to cash-out my own commissions early to open another business. And the cost of cashing out earlier is much lower than previously.”

Darrion Lau, Property Agent
Reg. No.: R053444J

ERA teammates use LytePay with confidence

One flat fee of 3.5%

Only one flat fee of 3.5% per cashout amount. Eg. if you cash out $1000, the processing fee is only $35.

Payout in 1 business day

Submit your cashout and it will be in your bank account within 1 business day via FAST transfer.

No approvals required

No more waiting for weeks for your cashout to be reviewed. You can cash out from your LyteMoney balance immediately.

No impact on your credit score

Cashout from LytePay will never affect your personal credit score or your TDSR.

No interest or hidden fees

There’s no interest or other hidden fees. Only one flat fee of 3.5%.

Not a loan

Be assured that this is strictly not a loan.

“LytePay is one of the safest ways to increase my cashflow for my team and my business.”
Division Director, ERA Singapore

⭐⭐⭐⭐⭐

Access your outstanding commissions at the click of a button

With a glance, know at any time the amount you can withdraw from your unpaid commissions.

Apply for a Lyte’s Talent Card and use it anywhere that accepts Mastercard. You have instant access to your money, and no longer need to transfer it to and out of your bank account.

Keep track of all your commissions within the platform

Our integration with your agency allows you to view each of your completed deals at a glance. No need to switch between websites or apps!

LytePay will also allow you to connect other sources of income in future, becoming a hub to easily manage all your income.

Choose any amount you want to cashout

Slide the bar to cash out what you need, when you need it.

LytePay charges an upfront flat fee of 3.5% of transaction. You will never be charged interest or other hidden fees.

Your business account, simplified.

A dedicated card for your business expenses makes accounting a breeze. Never overpay on tax again!

Top up your Lyte’s Talent Card directly from your LyteMoney. Use it instantly anywhere that accepts Mastercard on whatever you fancy.

Frequently asked questions

About LytePay

LytePay works closely with ERA team to provide commission advance service (projects, resales, tagger-fees, incentives) to ERA property agents.

Yes, you absolutely can. After you sign up and complete your ERA verification, you will be able to see your LyteMoney balance. This is the potential amount that you can cashout/advance.

No. If you don’t cashout from your LyteMoney, ERA will continue paying your commissions directly via the usual way. Hence, it’s advisable to sign up and complete your verification process first, so that your LyteMoney is readily accessible by you when you need it.

Visit https://web.lytepay.co/register to sign-up for free with your email address and mobile. Ensure you sign-up with the same email and mobile as on ERA system.

About your LyteMoney

Via our algorithm, LyteMoney calculates from all your outstanding commissions (project commissions, resale commissions, tagger-fees, project bonus, and project incentives) and provide you with an overall balance. You can cashout any amount you wish from your LyteMoney balance.

No, this is not a loan. LytePay provides the service of advancing your commission and charges a flat-rate fee per cashout. There will never be interest charges to your advance cashout.

Your LyteMoney is calculated automatically and dynamically via algorithm. The algorithm is based on many factors such as transaction statuses, time, and other risk factors. This means your LyteMoney will change on a daily basis.

Rest assured, when your LyteMoney increases, you’ll be notified via email and SMS too.

Cashout your LyteMoney

We charge a flat-fee of 3.5% per cashout amount. For example, if you cashout $1,000, the fee is only $35. There are no other hidden charges or interest.

Firstly, register for free at LytePay. You will be asked to verify your identity with your mobile number, email, MyInfo, and CEA number. Once you’ve completed your ERA verification on LytePay, you will be able to see your LyteMoney balance.

After you login to LytePay, click on the “Cash out” button on dashboard, you should then reach the cashout form. Fill in all the details and slide the button at the button to submit your cashout.

We pay out within 1 business day via FAST transfer. You will receive an email and SMS notification once we’ve paid out to you.

You may cashout up to $100,000 per cashout. There’s a minimum of $500 cashout amount.

No. Your cashout is not linked to a specific commission. Hence, the repayment from ERA to LytePay is also not linked to a specific commission. ERA will deduct from your next incoming payment to repay back your outstanding amount on LytePay. This is done automatically.

On a first-in-first-out basis, ERA will deduct from your next payment (can be a rental, resale, project, or any payments) to repay back your outstanding amount on LytePay. This is done automatically between ERA and LytePay. There’s no extra manual work required by ERA agents to repay LytePay. Your cashout is not linked to any specific commission.

LytePay Pte Ltd is a Major Payment Institution licensed by the Monetary Authority of Singapore (MAS) under the Payment Services Act to provide (i) account issuance service; (ii) domestic money transfer service; and (iii) cross-border money transfer service. Please note that this does not mean you will be able to recover all the money you paid to if LytePay’s business fails.

You may refer to our Policy Centre at https://www.lyteventures.com/legal/ to find out more.  

Repayment by ERA to LytePay

On a first-in-first-out basis, ERA will deduct from your next incoming payment (can be a rental, resale, project, or any payments) to repay back your outstanding amount on LytePay. This is done automatically between ERA and LytePay. There’s no extra manual work required by ERA agents to repay LytePay. Your cashout is not linked to any specific commission.

As long as you have an outstanding amount on LytePay, ERA will continue to deduct from your next incoming payment (can be a rental, resale, project, or any payments) to repay back your outstanding amount on LytePay.

Your remaining commission may or may not be deducted to repay back your outstanding amount on LytePay.

You can check your outstanding amount owing to LytePay on the Transactions page. Or you can visit here: web.lytepay.co/transactions.

Other terms and conditions

LytePay Pte Ltd is a Major Payment Institution licensed by the Monetary Authority of Singapore (MAS) under the Payment Services Act to provide (i) account issuance service; (ii) domestic money transfer service; and (iii) cross-border money transfer service. Please note that this does not mean you will be able to recover all the money you paid to if LytePay’s business fails.

You may refer to our Policy Centre at https://www.lyteventures.com/legal/ to find out more.  

LytePay has processed more than $48m of income for real estate agents and we’re just getting started.

Based in Singapore, Lyte Ventures provides financing solutions to freelancers and SMEs around the world. Driven by the desire to empower individuals and businesses alike, Lyte Ventures is committed to create opportunities for everyone through our digital platforms. We hold fast to integrity, empathy, and being future-proof in our strategy, design, and innovation.

 Learn more about Lyte Ventures
Lyte Ventures Pte Ltd is the holding company of the Lyte group of companies. Lytepay Pte Ltd is a subsidiary of Lyte Ventures Pte Ltd. LytePay Pte Ltd is a Major Payment Institution licensed by the Monetary Authority of Singapore (MAS) under the Payment Services Act to provide (i) account issuance service; (ii) domestic money transfer service; and (iii) cross-border money transfer service. Please note that this does not mean you will be able to recover all the money you paid to if LytePay’s business fails. Consumer Advisory: LytePay Pte Ltd is not a moneylender and does not require the approval of the MAS or the Ministry of Law to carry on business. Consumers (users) are advised to read the terms and conditions carefully. If you wish to discuss data protection matters, please contact our Data Protection Officer at [email protected] Disclaimer: Lyte Ventures Pte Ltd, its officers, employees, representatives or agents shall not be held liable for any damages or injury resulting from your access to, or inability to access this internet site, or from your reliance on any information provided on this site or any accompanying literature or documentation. The information and material provided on this site do not constitute an offer to sell or the solicitation of an offer to buy, any currencies or securities and must not be relied upon in connection with any payment decision.

© 2021 LytePay Pte Ltd. All rights reserved.