Cash out and win prizes worth up to $1,250!*

LytePay for ERA Singapore

Your commission in your hands – whenever you want it.

No more long waits. Take control of your earnings and grow your property business to the next level.

Sign up now

Licensed by MAS
Income processed
Property agents trust us

One flat fee

Only 3.5% of every withdrawal. E.g. if you cash out $1,000, LytePay charges you a one-time fee of $35. That’s all.

Get paid fast

No long waits. Receive your commission in your bank account within 1 business day

Zero risk

Using LytePay will never impact your credit score and TDSR.

No interest or hidden fees

It’s not a bank loan. It’s your money, and transparency is what we promise.

“For us as agents, our commissions sometimes take 6-9 months to come in. LytePay helps us advance our commissions at a very low rate to put back into our marketing and move on quickly from our closed sales.”

Jeffrey Lee, Property Agent
Reg. No.: R048190H

“LytePay has helped me grow my business by giving me easy access to my outstanding commission instead of waiting for months. With LyteMoney I like that it’s instant and I can use it any time I want”

Joanna Xu , Property Agent
Reg. No.: R057672J

“Lytepay has helped many new and young agents with cash flow. We benefit greatly from getting our commissions earlier to re-invest into prospecting. This allows us to grow our real estate business in a much faster way. Lytepay is very easy-to-use, and pay-outs are so fast.”

Alfred Ng, Property Agent
Reg. No.: R027266G

Frequently asked questions

About LytePay

We work closely with ERA to provide commission advance service (projects, resales, tagger-fees, incentives) to ERA property agents. 

When a cash out request is submitted by an ERA agent, LytePay will proceed with transferring the requested payment amount to the ERA agent’s registered bank account. 

Yes, it is free to sign up for a LytePay account. 

No. If you do not submit a cash out request, ERA will continue to pay your commissions the usual way. 

Sign up for free here, using your agency-registered email address and mobile. Ensure that your email address, mobile, agency, identity (via SingPass), and bank account are verified.

Upon completion of the sign-up process, your account will be verified by LytePay within 1 business day. After which, you can start submitting your cash out requests. 

LytePay Pte Ltd is a Major Payment Institution licensed by the Monetary Authority of Singapore (MAS) under the Payment Services Act to provide (i) account issuance service; (ii) domestic money transfer service; and (iii) cross-border money transfer service. 

On a first-in-first-out basis, ERA will deduct the cash out amount that was requested by the agent from his/her next commission. This amount will be used to repay LytePay. 

This is done automatically between ERA and LytePay. There is no extra manual work required by ERA agents to repay LytePay. 

No. LytePay is not providing a loan. LytePay provides a commission advance service and charges a flat-rate fee of 3.5% per cash out request. There are no interest charges nor hidden fees. 

You may refer to our Policy Centre to find out more.​

About LyteMoney

LyteMoney is the available commission that you can cash out. 

LyteMoney is calculated automatically and dynamically via algorithm. The algorithm is based on many factors such as transaction statuses, time, and other risk factors. This means your LyteMoney may change daily. 

Rest assured, when your LyteMoney increases, you’ll be notified by LytePay via email and SMS. 

Firstly, you must have signed up with LytePay. Ensure that your email address, mobile, agency, identity (via SingPass), and bank account are verified. 

Once you’ve completed the above, you will be able to see your LyteMoney on the dashboard. 

About Cash Out Requests

You only pay a one-time flat fee of 3.5% per cash out request. 

For example, if you cash out $1,000, you only pay $35. There are no interest fees nor hidden charges. 

Rest assured; the processing fee amount will appear on the request form before you submit the cash out request. 

​Login here. On the LytePay dashboard, click on Cash Out.​

Simply input the amount you would like to cash out, enter the reward code if you are using one, and click submit to proceed with the cash out request.

Upon submission of a cash out request, you will receive the commission amount in your bank account in 1 business day. 

You will receive an email and SMS notification from LytePay once the transfer is complete. 

Login here. Click on “Transactions” on the menu button at the top left-hand corner of your screen. 

You can use LytePay for projects, resales, tagger-fees, project incentives, and project bonuses. 

Your requested commission amount will be transferred to the bank account that you registered with LytePay. This will be done via FAST transfer. 

You will receive an email and SMS notification from LytePay once the transfer is complete. 

There is a minimum of $500 and a maximum of $100,000 per cash out request. 

No. Your cash out is not linked to a specific commission. Hence, the repayment from ERA to LytePay is also not linked to a specific commission. 

ERA will deduct from your next incoming commission to repay your outstanding amount to LytePay. This is done automatically, so you don’t have to worry about repaying the amount you’ve cashed out. 

About Referrals

Fill out the referral form here.​

In the relevant fields, submit your friend’s agency-registered email and mobile number. Get your friend to complete the sign-up process here. Please ensure that you notify your friend that you will be sharing his/her contact details with Lyte.​

For a referral to be considered successful, your friend must fully complete the sign-up process by verifying their email address, mobile, agency, identity (via SingPass) and have their bank statement uploaded.​

To ensure that you qualify as a referrer, you have to be an existing LytePay user and have your bank statement uploaded.

You can refer a friend to LytePay, as long as they are a registered property agent in Singapore and is from the same agency as you. The referred friend must not be an existing user of LytePay before your referral. 

We run referral promotions from time to time. Do keep a look out for promotional updates on our website, in your emails, or our Instagram page. 

Once we have verified that your referred friend has signed up, your referral reward will be sent to your LytePay-registered bank account within 5 business days.

Since 2017, we have served more than 7,500 property agents and processed over $70m of their commissions.

Grow your business with greater control today.

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LytePay Pte Ltd
6 Bukit Pasoh Road, #02-01
Singapore 089820
Lyte Ventures Pte Ltd is the holding company of the Lyte group of companies. Lytepay Pte Ltd is a subsidiary of Lyte Ventures Pte Ltd. LytePay Pte Ltd is a Major Payment Institution licensed by the Monetary Authority of Singapore (MAS) under the Payment Services Act to provide (i) account issuance service; (ii) domestic money transfer service; and (iii) cross-border money transfer service. Please note that this does not mean you will be able to recover all the money you paid to if LytePay’s business fails. Consumer Advisory: LytePay Pte Ltd is not a moneylender and does not require the approval of the MAS or the Ministry of Law to carry on business. Consumers (users) are advised to read the terms and conditions carefully. If you wish to discuss data protection matters, please contact our Data Protection Officer at Disclaimer: Lyte Ventures Pte Ltd, its officers, employees, representatives or agents shall not be held liable for any damages or injury resulting from your access to, or inability to access this internet site, or from your reliance on any information provided on this site or any accompanying literature or documentation. The information and material provided on this site do not constitute an offer to sell or the solicitation of an offer to buy, any currencies or securities and must not be relied upon in connection with any payment decision.

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